Below you will find some common terms and definitions, which are intended to help you better understand your credit transaction. Credit costs money, so it is important that you fully understand the terms of your credit transaction. If you come across terms you do not understand, look up the terms, or ask our staff to explain the terms to you. Ask questions. Make certain the questions that you ask are answered. Make certain you understand the terms and costs. Always seek the advice of your professional accounting and legal team before making any financial decisions that may impact you.